If you aren’t prequalified for the Citi card you want – or any card at all – don’t fret. While the tool is temporarily unavailable, there are still ways to be targeted for a prequalified offer from Citi. The ThankYou Premier card offers double points when you dine out and for other entertainment purchases. Credit Cards Secure Application Respond to a Mail Offer See If You're Pre-Qualified for a Card. If you’re not approved for your credit card application then you should consider calling the Chase reconsderiation line phone number. It will, however, give you an idea of which of Citi’s cards you might be able to get. A card like the Citi Simplicity is great for paying down existing debt. Citi Entertainment takes the once out of once in a lifetime. UponArriving has partnered with CardRatings for our coverage of credit card products. Re: Costco Anywhere Visa Card by Citi Pre-Qualified? Click to read more about Amex pre-qualified offers. Even if you do qualify, your interest rate is also dependent on your credit score. Find out more here. Those points are redeemable for $750 in airfare on any airline with no blackout dates when you book through the ThankYou® Travel Center. read more about how credit pulls are done here, my experience with Citi reconsideration here. Tip: Even if you don’t receive a targeted offer, you can often message Citi and request a match to those higher offers. Copyright © 2020 CreditCards.com a Red Ventures Company. Based on what the bank or credit card company believes to be true about you, that envelope is just an invitation to apply. From managing your credit and your money, to getting the most from your credit card benefits, we’ll show you how to take control of your finances – so that you can make the most of today and save more for tomorrow. Before you actually apply for the Citi credit card you want, you should first see if you pre-qualify. *All information about the Citi Simplicity has been collected independently by CreditCards.com and has not been reviewed by the issuer. See the online credit card applications for details about the terms and conditions of an offer. UponArriving has partnered with CardRatings for our coverage of credit card products.

If you've received an offer from us, get started by applying now. You’ll also get 60,000 points when you spend at least $4,000 within the first three months. Something else to consider is what some dub the “Citi 6/6 rule” which states that you might be denied if you’ve had 6 or more hard pull inquiries in the last 6 months.

Start with entering your information below. The Citi Costco Visa has a set (variable) APR. But even some people in the mid 600s received targeted offers. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Redeeming Costco Cash RewardsCash back will be provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses. The envelopes that the credit card offers arrive in are the result of a lot of science. You can check back regularly for when offers are being extended again.